What is AEPS and how does it work?

AEPS stands for Aadhaar Enabled Payment System. It is a biometric-based payment system that allows you to withdraw cash, check bank balance, and get mini-statements from your Aadhaar-linked bank account using fingerprint verification. No physical debit cards or PINs are needed.

Can I transfer money to any bank account in India?

Yes. Our Domestic Money Transfer (DMT) service lets you send money instantly to any bank account in India. It works 24/7 through IMPS and NEFT channels, and you will receive a printed receipt as transaction proof.

Is there a limit on AEPS cash withdrawals?

Yes, standard daily limits are set by the National Payments Corporation of India (NPCI) and your specific bank (usually ₹10,000 per day per Aadhaar number). You can check with us at our Washim center for bank-specific guidelines.

AEPS & Digital Banking (English)

At Jay Bhole Multiservices, we bridge the gap between traditional banking and remote digital transactions. Our secure AePS desk allows citizens to withdraw direct welfare benefits (DBT), check statements, make finance collections, and transfer money instantly using state-of-the-art fingerprint scanning systems.

Explore Digital Banking Operations

Click on any service below to view detailed benefits, eligibility criteria, and step-by-step processes.

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Service Benefits & Checklist

Benefits of Digital Banking

100% Paperless

No forms to fill. Everything operates digitally using fingerprints.

Instant Receipts

Every cash transaction prints a confirmation slip for financial records.

Welfare Payouts

Best for withdrawing government subsidies under direct bank transfers (DBT).

How It Works

Visit Kiosk

Come to our Washim point with your Aadhaar card.

Provide Details

Provide bank name and transaction choice.

Verify Fingerprint

Place your finger on biometric scanner to confirm.

Get Cash/Slip

Collect cash payout or printed receipt slip.

Frequently Asked Questions

Withdrawal of government DBT payouts is usually free or carries minimal nominal rates. General private bank cash transactions carry highly competitive service rates.

This is a temporary server issue. Under NPCI regulations, failed AEPS transactions are automatically reversed back to the owner's bank account within 3 to 7 working days.

Yes, as long as the accounts are linked to your Aadhaar card. You can select bank names individually on our system and verify using your fingerprint scanner.

Checklists & Guidelines (PDF)

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